2024 401k Contribution Limit Catch Up Over 55

2024 401k Contribution Limit Catch Up Over 55. In 2025, secure 2.0 adds a higher catch. For 2024 and 2025, you can contribute an additional $7,500 to traditional and roth 401 (k) accounts and $3,500 to a simple 401 (k).

That means an active participant 50 or. In 2024, you’re able to contribute an additional $7,500 to a 401 (k) each year, so long as you’ve made your contributions by the end of the calendar year.